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My name is Jacob, a husband to a wine-blogger wife, father to two bouncy-boy toddlers, and I'm the owner/author of My Personal Finance Journey. By day, I am a scientist working in bio-pharmaceutical development. Personal finance has been my hobby since 2007 when I started teaching myself through books (that finance B.S. degree didn't teach me much!). Learning how to save, adopt a frugal mindset, and invest my own money soundly has allowed me to have a savings rate > 50%, increase my net worth by > 20 times, grow my career, and always do what I love. Check out the About Me page to learn more!

We greatly appreciate Debt Free Direct for being the title partner of the 2013 event and for all their great support. If you’re interested in learning more about the help and advice Debt Free Direct offers to people in debt or their money-saving tips on how to prevent building up debt, click here.
The 2013 edition of the Tour de PF will be doubly exciting because we have some very nice cash prizes to give away to the winner and also to charity to continue helping the community.
These will be as follows:
To view the most up-to-date brackets of the competition, click the following link – 2013 Debt Free Direct Tour de PF Bracket
Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.
Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.
You can vote for the two articles (one from each intermediate sprint) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites. I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.)
Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post. Here are today’s competitions:
Voting will continue until July 5th for this Stage!
VERSUS
VERSUS
The Tour de France in real life continues today with Stage 4, the team time trial! It should be the first big challenge for the contenders for overall victory.
I’ve really been enjoying my “all access” subscription to viewing the Tour de France on NBC Sports. It was only $29.99, and has already provided me with HOURS of entertainment! haha You can watch the Stages live as they happen, or go back and view completed Stages if you missed something!
***Photo courtesy of http://upload.wikimedia.org/wikipedia/commons/6/61/1984_Olympics_-_100k_Team_Time_Trial_(USA_team).jpg
Hi folks! My name is Jacob. I am the owner and operator of My Personal Finance Journey. I started this blog in January of 2010 and have enjoyed the journey ever since. Since finishing up graduate school in Virginia in 2014, I have been working in biopharmaceutical development in Colorado. You can read more about me and this site here. Please contact me if you have any questions!
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First Comment Sharing Your Favorite Charity Gets The Organization $34.84 – Community and Charity 10% Monthly Blog Income Give Back # 28 – January 2014 Edition
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$98.40 Giveaway – Community and Charity 10% Monthly Blog Income Give Back # 27 – December 2013 Edition
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Voting for this Stage is now closed. The winners are Television and Wage and will advance to the next Round. Thanks to everyone for participating and voting!
Jacob A Irwin recently posted…Debt Free Direct Tour de Personal Finance, Stage 9 – College Finances and Career Groups – Posts 9-16
WAGE
Cindy Brick recently posted…More Fire News (It’s Never Good)
TV
Think
Laurie @thefrugalfarmer recently posted…Recipe of the Week: Pistachio Salad
Wage
TV, Wage
Brent Pittman recently posted…Hipster Cable: Would You Share Your NetFlix Password?
Earth
Wage
All 4 were really good posts though. Tough vote!
Squirrelers recently posted…5 Financial Lies People Tell Themesleves
WAGE
Beth Anne recently posted…5 Favorites {Volume 3}
Television
Television
Wage
Grayson @ Debt Roundup recently posted…US Personal Debt Levels Continue To Fall
Definitely some interesting reads. My votes go to:
Earth (Obviously!)
Think
Roger The Amateur Financier recently posted…Net Worth Update: July 2013 and Resolution Progress 2nd Quarter 2013
Television
Wage
Edward Antrobus recently posted…Net Worth Update: June 2013
Television!
Amanda L Grossman recently posted…Non-Financial Benefits of a Frugal Lifestyle
Think!
Lance @ Money Life and More recently posted…My Redbox Secret for Free Redbox Rentals Using Promo Codes
THINK 🙂