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The Road to Good Credit
Building and maintaining a good credit history and/or score can be quite challenging. Some of my favorite techniques are to 1) take out a small secured personal loan from a bank, 2) pay all your utility bills in your name (not your roommates’), and 3) use a credit card wisely.
About the Author Jacob A Irwin
Hi folks! My name is Jacob. I am the owner and operator of My Personal Finance Journey. I started this blog in January of 2010 and have enjoyed the journey ever since. Since finishing up graduate school in Virginia in 2014, I have been working in biopharmaceutical development in Colorado. You can read more about me and this site here​. Please contact me if you have any questions!
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Interesting inforgraphic. Didn’t realize gender made a difference in credit.
Christine @ ThePursuitofGreen recently posted…Cooking at Home: Kale Chips
Thanks for reading Christine. Thanks for pointing out the gender thing on the graphic. I actually didn’t see that when I first cruised through it.
That’s interesting that men get approved a little more often than women. I know some pretty irresponsible men with money! haha
Jacob A Irwin recently posted…Will Your Spending Habits Change When You’re Out of Debt?
I wonder if the way credit is approved is based on a system that’s old and outdated. Possibly when men were the only income generators. It’s the only reason I can think of!
Christine @ ThePursuitofGreen recently posted…Cooking at Home: Kale Chips
good point. that could be possible! 🙂
Jacob A Irwin recently posted…When Can You Cash In On Your 401k?