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My name is Jacob, a husband to a wine-blogger wife, father to two bouncy-boy toddlers, and I'm the owner/author of My Personal Finance Journey. By day, I am a scientist working in bio-pharmaceutical development. Personal finance has been my hobby since 2007 when I started teaching myself through books (that finance B.S. degree didn't teach me much!). Learning how to save, adopt a frugal mindset, and invest my own money soundly has allowed me to have a savings rate > 50%, increase my net worth by > 20 times, grow my career, and always do what I love. Check out the About Me page to learn more!
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Welcome to My Personal Finance Journey! If you are new here, please read the “About” or “First-Time Visitor” pages to find out more about us. If you would like to receive free updates on articles like this by email, then sign up here or you canย subscribe to the RSS feed. Also, check us out on Twitter or Facebook. Thanks for visiting! Keep on learning!
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The following post is by MPFJ staff writer Travis. Travis is a customer blogger forย CareOne Debt Relief Services, and also appears weekly atย Enemy of Debt.ย Travis candidly shares his personal journey to pay off $109,000 of credit card debt and the tips he’s learned along the way. As a father and husband, he provides a unique perspective on balancing debt, finances, and family.
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Hi folks! My name is Jacob. I am the owner and operator of My Personal Finance Journey. I started this blog in January of 2010 and have enjoyed the journey ever since. Since finishing up graduate school in Virginia in 2014, I have been working in biopharmaceutical development in Colorado. You can read more about me and this site hereโ. Please contact me if you have any questions!
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That's a fantastic idea, JMK! My family and I look for an ornament each year for our Christmas tree that helps us remember that holiday season…..but I never thought of getting some sort of little object during trips (that's not specifically an ornament) that could be used to decorate our tree. Thanks for the awesome idea!
My recent post I Love You Like a Blogger Roundup – 2/1
We travel with our kids every year, and normally our only purchase is an item that we can hang on our Christmas tree. We rarely find actual ornaments, so together we choose a keychain, small toy, pick up a beach shell, or find a fridge magnet that can be put on a ribbon. Every year when we decorate the tree we relive our family travels, and then we pack them away until the next year. We don't want our house cluttered up with things that looked okay in their natural environment, but look ridiculous in our house. This way we are reminded of our trips on a regular basis and then get a rest from it the rest of the year.
What a great story, Travis :-). I think we'll work to pass this method of souvenir shopping on to our kids on our next vacation. I just love that his well-thought out purchase is now a constant reminder of a great vacation. A much better memory than a bunch of goofy trinkets that'll simply take up wasted space.
My recent post Out on the Town: Good Reads for the Week Ending 1/25/13
Thanks so much, Laurie – and that's my point exactly. Our neighbor's kids got all these items that they may or may not use, while Tristan (and myself) bought a single item, that reminds us every time we use it of that trip. It's something special and unique that has meaning! Thanks so much for stopping by!
Fantastic post and a touching one at the same time!.. It taught me a good lesson…
Thanks neenz87, I'm glad you liked it, and took something positive away from the post. Thanks for taking the time to comment!