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Reader Profile – John from Frugal Rules
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Today, in the ongoing Reader Profile Series, we’re getting to know MPFJ.com reader and enthusiastic commenter, John, from the site, Frugal Rules (also shown in the picture to the right – Sorry to disappoint ladies, he says he’s married in the 2nd paragraph below). Let’s all give John a big round of applause for sharing his life with us and listen to his story. Enjoy!
Also, if you’re interested in sharing your own financial story/journey with us in a reader profile of your own, just shoot me a quick email, and we can get the ball rolling! Â
1. PLEASE TELL EVERYONE A LITTLE BIT ABOUT YOURSELF (BACKGROUND, EDUCATION, FAMILYÂ SITUATION, ETC).
A veteran of the financial services industry, I have an MBA in Finance and experience as a licensed stockbroker. I’m married with three young children and run an advertising business from my home with my wife. I left my former position nine months ago to grow our advertising business, which my wife started three years ago.Â
2. DESCRIBE YOUR CURRENT FINANCIAL SITUATION (WHO WORKS IN YOUR FAMILY, HOWÂ YOUR INCOME IS, YOUR EXPENSES, ETC.).
3. WHAT ARE THE CURRENT FINANCIAL CHALLENGES YOU ARE FACING (SAVING, PAYING OFF DEBT, STUDENT LOANS, MERGING FINANCES AFTER RECENTLY BEING MARRIED, ETC.)?
4. WHAT ARE YOUR PLANS FOR THE FUTURE (RETIRE EARLY; BUILD YOUR CAREER, ETC.)?
Our plans are to continue to build our business and see it grow to new levels of success. We’re actively working toward the point where we can be managing our own advertising agency.Â
5. WHAT’S YOUR BEST PIECE(S) OF FINANCIAL ADVICE AND/OR YOUR GENERALÂ PHILOSOPHY ON PERSONAL FINANCES?
My basic financial philosophy is simple – make your money work for you.Â
Whether you call it a “money plan” or a “budget,” it’s critical to know where your money is going and what it is, or isn’t, doing for you. Be wise about your spending and look for ways to make additional income with an eye toward the future. Life is meant to be fun, but that desire for entertainment has to be balanced with a thoughtful outlook that keeps the future in view.
Today should be enjoyed, but not at the expense of the future. Save now, invest now, and be wise with your money now so that you can afford to live how you want in the future, particularly after you retire.
***Photo courtesy of http://www.frugalrules.com/wp-content/uploads/2012/07/Profile-Picture.jpg
About the Author Jacob A Irwin
Hi folks! My name is Jacob. I am the owner and operator of My Personal Finance Journey. I started this blog in January of 2010 and have enjoyed the journey ever since. Since finishing up graduate school in Virginia in 2014, I have been working in biopharmaceutical development in Colorado. You can read more about me and this site here​. Please contact me if you have any questions!
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I love the “make your money work for you” advice! So great to get to know you a little better
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Ha! For some reason I thought John was much, much older. I love getting to know people!
Hey John,
What a great reader profile and I'm sure your business will pick up with lightening speed with both the time and dedication you both put into it. Cheers mate.
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Thanks Mr. CBB! Business is well, but a lot of the credit has to go to my lovely wife…she's the real engine behind our growth.
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Great story, Ill have to check out John's blog soon!
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Thanks Rob! Feel free to stop on by anytime. 🙂
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Thanks again Jacob for allowing me the opportunity to share a bit of my background! Thanks also for asking me as well!
My recent post Shout Out Saturday #5
Absolutely my pleasure John! Thanks for allowing us to learn a little more about you!
My recent post Reader Profile – John from Frugal Rules
Always cool to see a reader profile of a blogger a read regularly! Thanks for putting this together.
My recent post Personal Finance Round Up, Mentions and Carnivals #43
John is a great guy and somehow finds the time to comment everywhere. He is a busy man and a great person to spotlight.
Thanks for the kind words Grayson! What can I say, I've become an artful multi-tasker 🙂
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Awesome reader profile! I too read John's blog on the regular.
Thanks Mackenzie!
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