Festival of Frugality # 362 – November 13th, 2012 Edition

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1.  Glen Craig presents Will a Late Credit Card Payment Affect My Credit Score? posted at Free From Broke.

2. Teacher Man presents How Much Should I Get In Student Loans? posted at My University Money.

3. Lance presents What Would You Do?: Should I Refinance My Mortgage? posted at Money Life and More.

And now, on to the best of the rest! 

Jim presents Are Penny Auctions Scams? posted at Bargaineering.

Christina presents How to Deal With Couponing Fatigue posted at Northern Cheapskate.

Darwin presents Generator Ethics (and costs) Following Hurricane Sandy posted at Darwin’s Money.

Adrienne presents Shopping for Big Ticket Items on Black Friday posted at My Dollar Plan.

Glen presents Debt Snowflaking: Using Small Amounts to Reduce Your Debt Faster posted at Credit Card Smarts.

Donna Freedman presents 13 frugal gift-wrapping tips posted at Frugal Nation.

Emily presents The Cost of an In-Town Move posted at Evolving Personal Finance.

Michael presents Did Somebody Say McDonald’s–As a Career? posted at PT Money Personal Finance.

John S presents Are Rich People Really That Different From the Rest of us? posted at Frugal Rules.

FMF presents Combining Multiple Savings Offers to Maximize Savings posted at Free Money Finance.

Paul Vachon presents 5 Things That Must be on Your Moving To Do List posted at The Frugal Toad.

CF presents Paying off $27,000 in student loans posted at The Outlier Model.

Penny Thots presents When Food Is Low–Throw a Party posted at Penny Thots.

Edward presents Saving Money By Making Homemade posted at Modest Money.

Young presents When You Suck At Democracy It’s No Fun posted at Young And Thrifty.

Jen presents Getting The Most Bang For Your Halloween Bucks posted at Master the Art of Saving.

Ashley presents Just Make More Money posted at Money Talks Coaching.

MR presents Why I Want Rich People To Buy Things And Spend Money posted at Money Reasons.

Miss T. presents Eco Friendly Commuting: What Are Some Options? posted at Prairie Eco Thrifter.

Rachael presents Winter Wardrobe – One for the Ladies posted at Money & I.

***Photo courtesy of http://www.flickr.com/photos/clonedmilkmen/310563889/sizes/o/in/photostream/