Without paying careful attention to where your money is going and what it is (or is not) doing for you, you can easily let hundreds, if not thousands, of dollars a year slip through your fingers. Are you losing your money in any of the ways in this post?
All posts by Jacob A Irwin
Things To Know Before Paying For Financial Advice
If you are thinking of using the services of a financial advisor, here are some things that you should keep in mind to avoid trouble down the road.
Arguing About Money? Here’s Help
Do you and your spouse fight about money? You've no doubt heard of traditional therapy – from psychologists or psychiatrists. Therapy typically involves talking one on one to a trained professional to explore issues you are having and attempting to find resolution for them. During the past decade, a new type of counseling has blossomed – it is called Financial Therapy. Find out more about this new option and if it’s right for you in this post.
What Retirement Life is Like When You Have Less Than One Year of Your Salary Saved
When retirement age is ten, twenty, or thirty years away, it’s easy to have an “I’ll do it later” attitude when it comes to preparing financially for the golden years. However, the truth of the matter is that you can’t afford not to save for retirement. Check out this true story on what life is like for retirees who only have a small social security or pension to live on during their retirement years...
7 Strategies to Handle the Equifax Data Breach
By now, you’ve likely heard the news that Equifax had a data breach that affected 143 million Americans.
Critical information was stolen including dates of birth, Social security numbers, addresses, and even credit card numbers and driver’s license numbers. While credit breaches are occurring with increased regularity, this one is more alarming because of the sheer amount of data stolen and the sensitive nature of the stolen data. That concerns me, but there are steps that you can take to protect yourself. Read this article to find out what they are...
How To Avoid Being Overcharged on Car Repair
Ever feel like you're being taken advantage of at the car repair / tune up shop with dishonest treatment to get you to spend more money? Try these tips that you can follow in order to avoid being overcharged next time.
Should I Save for Retirement or Pay off My Debt?
Millions of people face a daunting question regarding their financial state: Should I save for retirement or pay off my debt? This post details what a person should do if they are struggling with debt payments and an anorexic retirement savings balance at the same time...
Four Steps to Financial Freedom
I am financially free, in that I have enough passive income to meet all of my current and potential future needs, some of my wants, and having enough left over to pass something along to the next generation. So, what are the four simple (but not easy) steps I took to obtain this financial freedom?
Behind on Retirement Savings? Here’s How You Can Catch Up
If you are behind on your retirement savings goals, you’re not alone. A recent survey from the Economic Policy Institute (EPI) showed that the median retirement savings balance for people aged 44-61 is less than $40,000, barely enough to live off of for one year. Instead of being one of the many Americans who is behind on retirement savings, take these steps to catapult your retirement savings...
14 Frugal Habits of the Rich and Famous
Turns out that there are many famous people who have plenty of money, but still take delight in spending as little as possible. Find out what they are in this post!