Fifty years ago, American life was much different than it is now. In 1968, women were just starting to enter the workforce, though, for the most part, families lived off of one income—the husband's. Now, many families live off two incomes, but even with the extra income, they struggle to make ends meet and are often in debt, sometimes extensive debt. What has changed? Is it harder now to save money than it was 50 years ago?
All posts by Jacob A Irwin
Why Spend-Tracking is Vital to Healthy Finances
If you’re having trouble reaching your financial goals, I highly recommend taking the time to track where your money goes each month. Spend-tracking changed my family’s financial life in a big way, and it just might do the same for you...
What Does General Liability Insurance Cover?
The following is a guest post. Enjoy!
General liability insurance can help cover the expenses as a result of an injury happening to a non-employee in your business’ property. It also includes damages you or your business might have caused to another person or business’ property. Day-to-day business activities are covered with this insurance. If your business is sued and you have this insurance, it can help pay for the legal expenses. This includes the fees for the lawyers and potential settlements. Continue reading
How to Break the Yo-Yo Debting Cycle
If you are a yo-yo debtor, know first that you’re not alone. Second, know that there are steps you can take to get off the yo-yo debting cycle forever.....
Going From Cash to Cashless
The following is a post by Stacy. Enjoy!
What is cashless?
By definition cashless means handling financial transactions without money. Instead, plastic money (debit or credit cards), transfers and checks are used.
Not far behind the ‘wireless’ trend is the cashless trend. Taking cash out of our daily lives and wallets is happening fast. Changing consumer habits in shopping and banking are at the forefront of cashless. This has led to the creation of numerous cashless payments.
Is Real Estate Investing Right for You?
Many investment and FIRE (Financially Independent, Retired Early) experts tout real estate investing as the surefire way to wealth. But, is real estate investing right for everyone? Here are a few questions you can ask yourself to help you determine whether or not real estate investments belong in your financial portfolio.
Top 20 Tricky Talks about Money to Make Your Finance College Paper Stand Out
The following is a guest post. Enjoy!
There are few things that people find dull to talk about. One of them is money. Hence, the challenge of writing a paper for your finance class. But finance doesn’t have to be boring! Here are some topics to make your paper memorable.
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Should You Pay for Your Kid’s College Degree?
With so many college graduates drowning in student loan debt (over $1.4 trillion is currently owed), it’s important to ask the question “Should parents pay for their child’s college costs?" Here are a few things for you to consider...
6 Ways to Motivate Your Child to Make Smart Money Decisions
As parents, we want the best for our kids. We want them to avoid the mistakes we made in our own lives. Whether you have a toddler or a 17-year old, there are a number of things you can do to set the stage for your child to make smart money decisions in adulthood...
Avoiding Financial Advisor Conflicts
Entrusting someone with your financial well-being is a difficult task. Like many service providers, financial advisors come in all shapes and sizes. This article discusses the potential conflicts that can arise with an investment / financial advisor and how to avoid them.