All posts by Jacob A Irwin

Common Money Mistakes

4 Ways You May Be Unknowingly Sabotaging Your Financial Future

If your financial picture doesn’t quite look how you want it to, don’t worry; you can change it! Here are 4 common money mistakes that people often make without even realizing it. Are you sabotaging your financial future by making any of these?

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Credit Card Perks

Are You Taking Advantage of These Credit Card Perks?

Credit cards can offer great convenience.  Carrying a piece of plastic is easier for most than carrying around a large sum of cash.  In addition, many people strategically use their credit cards to take advantage of earning cash back or airline miles, but there are many other credit card perks / ancillary benefits that people might not know about or might not take advantage of.  Here are some of my favorite:

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Legal and financial considerations child employment

What to Know When Your Minor Child Gets a Job

Jobs can teach kids about responsibility, hard work, and the concept that work equals money. But what legal and financial considerations do you need to analyze when your minor child begins employment? How do child labor laws work? What about tax reporting? Check out this article to get started! 

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Divorce Financial Preparations

Preparing Financially for Divorce

Divorce, though sometimes inevitable, comes with many consequences. Divorce often leaves both parties financially devastated. So, what divorce financial preparations can you do if you’re in the midst of divorce proceedings or if you’re considering divorce?

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overlooked home buying expenses

13 Expenses to Prepare for When Buying a House

Buying a new house can be exciting, but nothing else will hit your wallet quite so hard. Not only will you have to pay a down payment, but you’ll likely also face several other overlooked home buying expenses that you might not be thinking about...

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House Poor

Is Your House Payment Keeping You House Poor?

You’ve probably heard the term “house poor”, but what exactly does it mean to be house poor, and how do you know if your house payment is keeping you from saving as much money as you could be?

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Save Money on Entertainment

12 Ways You Should Be Saving Money on Entertainment

If you’re on a tight budget, paying off debt, or just financially conservative, you may be hesitant to spend too much having fun. If you're in this boat, check out these free and low-cost ways to save money on entertainment.

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What You Should Know About Personal Loans

The following is a guest post. Enjoy! 

When you are faced with a pressing need for cash due to certain circumstances, applying for a loan can be something worth thinking about. When it comes to available types of loans, provided by lenders, a common option is a personal loan, which does not involve any collateral or security. What makes personal loans appealing to today’s credit card holders is the list of advantages it comes with. If you are not exactly aware of the upsides involved, reading and understanding the following advantages might help you reach a conclusion:

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Big Tax Refund

When Is It Okay to Get a Big Tax Refund?

Considering the opportunities you’d have for growing wealth by keeping more money throughout the year and investing it, is there ever a time when it would be okay to get a big tax refund? Maybe. Consider the following scenarios....

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Cheap Tax Preparation Options

The Cheapest Places to Get Your Taxes Done

Tax filing preparation help can be expensive. Luckily, if you don’t want to pay someone hundreds of dollars to do your taxes, you do have other options. Check out the four cheap tax preparation options in this post for getting your taxes done at little or no cost to you...

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