Whether you have holiday gift giving debt to pay off or you just have debt from the rest of the year, check out these strategies you can use to accelerate eliminating those balances!
All posts by Jacob A Irwin
Does Dave Ramsey’s Debt Snowball Really Work?
If you’ve dabbled in personal finance teachings at all, you may have heard of Dave Ramsey’s Debt Snowball. But, how does the Debt Snowball work – and can it really help you pay off debt faster? Personally, I think it can. Let’s talk about what the Debt Snowball plan is and how it can help you get debt free.
Costco Member Bonuses That Make a Membership Worthwhile
‘Tis the season to think of giving and receiving Christmas presents. If you or someone you know doesn’t have a Costco membership, you should think about giving one or asking for one for yourself. A Costco membership is a gift that will keep giving all year long, and here's the Costco member bonuses that prove why....
5 Ways to Save Money on Christmas Shopping
So, here you are with this list of X number of people for which you’ve got to buy gifts. How can you find meaningful gifts for every person without breaking the bank? Here are some ideas to save money on Christmas shopping...
Is Saving Money Harder in the Age of Social Media?
The following is a guest post. Enjoy!
Each year, companies earmark billions of dollars for their advertising campaigns. Ads are pouring at us from every direction – they interrupt our favorite TV shows and sports, they greet us in the streets, on the sides of cabs and busses, they fill the printed magazines and online news outlets, and attack us from all directions on social media, constantly trying to convince us to buy, buy, buy. The ads, in turn, are not the only things that influence our spending on social media. Continue reading
How To Make Long-Term Changes To Get Out Of Debt
Getting out of debt (and staying out of debt) requires a fundamental change in behavior and emotions. This post shares some strategies to help you do just that...
Thanksgiving On The Cheap – How To Save Money On Thanksgiving And Other Gatherings
It can be easy to spend a few hundred dollars to host a Thanksgiving gathering. That wouldn’t be a wise choice for me, so I do Thanksgiving on the cheap. I manage to spend under $100, yet still provide a fabulous meal. Here’s how I do it...
When Should You Start Thinking About Retirement?
The following is a guest post. Enjoy!
The thought of saving enough to be financially independent once you’ve retired might seem daunting, but by starting to save as early as possible, combined with an effective long-term strategy, it can be achieved.
4 Things You’re Doing That Will Destroy Your Chance at FIRE (Financial Independence, Retire Early)
There may be little, hidden financial moves you’re making that are destroying your chance to grow wealth. If you can find out what they are, and then change your behavior, you can turn things around. Your chances of reaching financial independence will increase exponentially. See if you’re making these 4 mistakes that are destroying your chance at FIRE (Financial Independence, Retire Early).
Why Do People Still Fall For “Get Rich Quick” Schemes?
The following is a guest post. Enjoy!
Cryptocurrency was invented almost a decade ago yet it didn’t make it to the mainstream until the recent media craze. In a year, it basically went from “zero to hero” thanks to the countless people trying to get rich quick on its back. Continue reading