All posts by Jacob A Irwin

Understanding Various Types of Installment Loans Online

Easy approval installment loans online are popular among many borrowers for many reasons. The main difference between an installment loan and the typical loans is that interest rates remain fixed throughout the duration of a loan for the former.

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High Paying Dividend Stocks

20 Best Dividend Stocks for 2019

Today, it's not so easy to generate cash flow. Bond yields are at record lows with the 10 year hitting 1.46% and the 30 year hitting 1.94% and real estate has much higher barriers to entry for the beginning investor. So where do you turn to generate yield? High paying dividend stocks!

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saving for the cost of health care in retirement

Saving for the Costs of Health Care in Retirement

Most people get the basics right when it comes to retirement planning. There’s housing, food, transportation, and travel—the obvious things that are easy to plan for since they’re already in your budget. What trips people up, however, is saving for the cost of health care in retirement...

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saving for your child’s college education

Steps to Take When You Haven’t Begun to Save for College for Your Teen

If you haven’t yet begun saving for your child’s college education, there are things you and your child can do now to prepare for college, even if you won’t be able to save money for them to use for college.

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Best Budgeting Apps

The Best Budgeting Apps to Help You Get (and Stay) on Track with Your Money

Are you interested in getting a better handle on your money, or simply finding an easier way to track your income, expenses, and savings? In today’s world, there are apps for just about everything, and that includes budgeting. The best budgeting apps on the market today help you manage many of the aspects of your money, and all at an affordable price.

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Ways to Save on Your Child’s Senior Year of High School Expenses

The last year of high school is filled with many fun, social opportunities as well as obligations for college preparation. If you don’t set a budget for your child's senior year of high school expenses, you may find yourself out thousands of dollars. Instead, decide your budget and have an open conversation with your child about what you are willing to pay for and what will be the child’s obligation. You don’t have to pay for it all.

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Things to Avoid While Sending Money Orders Using Mobile Apps

Money transfer apps are easy to use and free in some cases. But with everything that's easy and convenient, there are increased risks. Consumers cannot always rely on the company to protect them from thieves and hackers. Learn about the risks of using apps to send money orders and prevent your own risky actions.

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Emergency Fund

Why You Need An Emergency Fund

Do you think about saving money but just can’t seem to get it done? Or, do you wonder what the big deal is about having a savings account? Whether you call it a rainy-day account or whatever, you need an emergency fund. You might not think it’s important, but I’m going to show you three reasons an emergency fund could make all the difference in your life...

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10 Simple Ways to Manage Your Finances Better

Being a good manager for your money is not just about making ends meet. Forget about your poor math skills; impeccable math skills aren't essential. All you need in your arsenal are basics skills in subtraction and addition. Life becomes much simpler when you are an excellent financial planner. The way you spend your money can have an impact on your overall credit score as well as your debt status. If managing your money is a real problem, here are ten tips to help you handle your financial habits...

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Charity Fundraising Strategies

How to Reach Your Quota for Fundraisers

When my son was young, each year his school had a walk-a-thon as one of their fundraisers.  Each child was expected to raise $200, and if you didn’t raise that money through donations, the parents had to pay it themselves. 

Many schools, extracurricular activities, and sports have these types of fundraisers.  If you live far from family or have a small family, finding a way to raise the money can be difficult, and if you’re on a tight or modest budget, finding the money to cover the entire expense yourself may not be feasible. 

If you’re faced with one of these, here are some charity fundraising strategies to try to boost your sales and meet your goal.

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