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My name is Jacob, a husband to a wine-blogger wife, father to two bouncy-boy toddlers, and I'm the owner/author of My Personal Finance Journey. By day, I am a scientist working in bio-pharmaceutical development. Personal finance has been my hobby since 2007 when I started teaching myself through books (that finance B.S. degree didn't teach me much!). Learning how to save, adopt a frugal mindset, and invest my own money soundly has allowed me to have a savings rate > 50%, increase my net worth by > 20 times, grow my career, and always do what I love. Check out the About Me page to learn more!

Frugality is a much revered and time honored trait. Search the Internet and youโll find quotes about frugality from greats such as PlatoโโThe greatest wealth is to live content with little,โ or Warren BuffetโโDo not save what is left after spending, but spend what is left after saving,โ or Thomas JeffersonโโWe make ourselves rich by making our wants few.โ
Yet, if weโre to look at ourselves and our generation honestly, we arenโt not nearly as frugal as previous generations. Iโm thinking of women during the Great Depression and earlier who used the material from feed sacks to make dresses, or the pioneers who threw nothing out and always found a use for everything. Use it up, was their motto.
Now, many of us struggle to implement frugality because we just donโt know how. Weโre so used to our disposable society that many of the frugal skills of previous generations have slowly disappeared.
However, thanks to the recession a decade ago, frugality has made a comeback. It was during the recession that my husband and I learned many frugal techniques that we still use today.
My family and I do a lot to live a frugal lifestyle, including:
A search for frugal living strategies on the Internet and Pinterest reveals that weโre doing most of the things people recommend. However, when I dig deeper into frugality, I find another frugal segment that doesnโt get much attentionโthe uberfrugal.
When I read about the uberfrugal and their techniques, I find myself wondering, are they clever and smart stewards of their money, or are they just. . .strange?
Many people believe that those who are uberfrugal are instead just cheap. But sometimes theyโre also just called weird or gross. Consider these practices:
Family cloth is a polite, albeit it misleading name, for using cloth, reusable toilet paper. People simply sew flannel squares of cloth (or recycle old t-shirts), use them, and then wash them in the laundry. The squeamish are grossed out just by the description, but the people who use family cloth insist itโs really no different than using cloth diapers and cloth wipes for babies.ย ย In fact, they argue that family cloth is much gentler and better for your nether regions.
I visited a family that had a pretty sign posted to the wall above the toilet bowl tank, which read, โPlease, if itโs yellow let it mellow, if itโs brown flush it down.โ And thatโs just what they did. The toilet was flushed only once at night if it was just full of, um, shall we say, liquid excrement.
Sure, they saved on their water bill, but I have to wonder how sanitary the routine was. And besides, by the end of the day, the bathroom smelled pretty ripe.
Honestly, I didnโt even know this was possible until I read that one of my favorite bloggers is doing this. Her goal is to shave off extra expenses so she can pay down her house quicker, which is an admirable goal. She plans to reduce her garbage load by repurposing and reducing her waste creationโi.e. using recyclable bags at the grocery store, composting produce scraps, etc.
Still, she must be generating a small amount of garbage, and she hasnโt addressed what she plans to do with that. Use a neighborโs garbage? Bring it to a public garbage can?
We all know that food that is marked โsold byโ does not necessarily have to be eaten by that date. However, how loose are you willing to go with the โuse byโ date? Some frugal people will pay no heed to use by dates. Other people will eat leftovers that are over a week old, way passed what is generally considered safe to eat.
These people often remark, โIโve never gotten sick eating food this old before. Why should I start now?โ
Or, if they see a spot of mold, theyโll just cut it off or pluck it out and go on eating the food.
While Iโm generally pretty frugal, Iโm also very cautious about eating old food. The freezer is my friend, so if leftovers have been in the fridge for a few days, I put them in the freezer with a note to eat them the first day I thaw them just to be safe.
People who dumpster dive target apartment, restaurant, or grocery store garbage bins, and, as the name implies, go into the dumpster looking for treasures. Those who dumpster dive claim that, for those who are brave enough to try, there is a bounty of goodies including unopened boxes and cans of food as well as other items that are still in their wrappers.
However, many others are grossed out completely by the idea of entering or even going near a dumpster with the idea of removing an item to use rather than putting something in the garbage. There is also a real concern that you could be threatening your own safety either due to sharp objects like broken glass or animals that may be in the dumpster looking for their own treasure, not to mention consuming food that has been in the dumpster.
Reportedly, if you live near a college campus and cruise by near the end of the semester, especially near the end of the academic year, you can find all sorts of furniture. Apparently, many college students who go home for the summer have to empty out their dorm rooms or apartments, and the quickest way is to toss everything to the curb.
Also, if a neighborhood is having a large trash pickup day, you can frequently find furniture and other home goods.
But would you take those items and bring them into your home? Many people do and claim that they are getting very high quality furniture for free.
Those who arenโt so frugal, including myself, worry about the sanitary issues. What if the furniture is infested with fleas, cockroaches, or bed bugs? True, you may be saving yourself a lot of money by not having to buy the furniture, but what if you bring home some nasty creature that you have to spend weeks trying to eradicate?
How about you all?ย If youโre frugal, where is your line in the sand? What practices are too frugal for you and instead, just seem unsafe or unsanitary?
Share your experiences by commenting below.
***Photo courtesy https://pixabay.com/en/dumpster-trash-bin-garbage-trashcan-100909/
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If you find the right Goodwill that has nice stuff, you can really get some steals. Garage sales for men’s work clothes are also good.
Melissa recently posted…My Goals for February 17, 2016, and an Update on Last Week’s Goals
Dumpster diving is definitely my line in the sand. When I was young, my family used to get all their stuff from the Salvation Army. Granted we never had bug issues from the furniture. Being a kid and wearing someone else’s clothing really did suck.
Now let’s think about today. I tend to get some real gems from the Goodwill. I got a promotion at work and needed some button down shirts and low and behold they were at the Goodwill. The shirts were still in the package so I had absolutely no issue paying $2.50 for a $50 shirt.
I’m not so picky any more, even though I make a pretty decent amount of money at my job.
We also wash our sandwich baggies, compost, use and indoor clothes rack and I hypermile in my car with 113,000 miles. It replaced an 11 year old 236,000 mile car that died.
This is awesome, Melissa. We are super frugal preppers/homesteaders, but we just can’t bring ourselves to do the things listed toward the bottom of your post, like the family cloth, not flushing the toilet but once a day, etc. We like to stay away from the weird side of frugal. ๐
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The funny thing is that family cloth probably feels softer than t.p., but I can’t get beyond the ick factor. ๐
Melissa recently posted…My Goals for February 17, 2016, and an Update on Last Week’s Goals
Having lived in Manhattan as a student, near three colleges, my roomies and I frequently picked up or dropped off curbside furniture. I’d probably be a bit more hesitant nowadays with the bed bug problem, but we basically scrubbed everything down with bleach water and put it to use.
I used to buy or snatch up used items like furniture, too, without thinking much about it when I was a poor college student. Now I think how lucky I was not to get a nasty surprise like bed bugs from those items.
Melissa recently posted…My Goals for February 17, 2016, and an Update on Last Week’s Goals
Yep. I’m grateful as well.
My line in the sand is not using toilet paper. I believe in being frugal but not to the point of being obsessive like those on the TV show, “Extreme Cheapskates.” My car is a 2003 but I only have 98,000 miles on it. Kudos on the mileage of your car!
I agree. Some of the people on Extreme Cheapskates are ridiculous.
I wonder how many miles we’ll be able to get out of our car. ๐
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