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5 Steps To Owning Your First Home
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The following is a guest post. Enjoy!Â
Can you afford it?
Research, research, research
The all important home loan
Buying the home
Moving in
How about you all? If you have purchased a home before, what is one thing that you figured out after the fact that you wish you had done at the beginning of the home buying process?
Share your experiences by commenting below!
Jacob’s Thoughts – Listed below are my random thoughts as I was reading this article.
- Looking back on my experience purchasing a condo, I think the most important step in the process was figuring out the finances, as that is really what drives the whole process.
- It’s important to be pre-approved for a home loan (not pre-qualified) that is sufficiently low enough to allow you to meet your long term savings goals while paying back your home loan.
***Photo courtesy of http://www.flickr.com/photos/stevendepolo/3608960341/sizes/o/in/photostream/
About the Author Jacob A Irwin
Hi folks! My name is Jacob. I am the owner and operator of My Personal Finance Journey. I started this blog in January of 2010 and have enjoyed the journey ever since. Since finishing up graduate school in Virginia in 2014, I have been working in biopharmaceutical development in Colorado. You can read more about me and this site here​. Please contact me if you have any questions!
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This is definitely a good summary of what everyone needs to know before buying a home. I think that we are really far off from that ourselves because we will keep moving around for my hubby's education and residency, but I know when we finally do make the purchase, it will be after a lot of research. We've actually talked about buying land first, then building a “guest house/pool house” and living in that for awhile, and then as we grow our family, build a bigger space. 🙂
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Thanks for stopping by Cat! That's an interesting approach with the guest house first!
How long will your husband's residency be?
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The searching is probably the hardest part. It's probably because we all have our own specification and requirements. We don't want to purchase the wrong one. It;s too expensive for a mistake.
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Thanks for your comment KC! What methods do you use to simplify / narrow down your search?
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