Hello and Welcome!

My name is Jacob, a husband to a wine-blogger wife, father to two bouncy-boy toddlers, and I'm the owner/author of My Personal Finance Journey. By day, I am a scientist working in bio-pharmaceutical development. Personal finance has been my hobby since 2007 when I started teaching myself through books (that finance B.S. degree didn't teach me much!). Learning how to save, adopt a frugal mindset, and invest my own money soundly has allowed me to have a savings rate > 50%, increase my net worth by > 20 times, grow my career, and always do what I love. Check out the About Me page to learn more!

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Mint.com – Budgeting / Personal Finance Tool Website – FREE!!!

This website is a great find that the newsletter that comes from my apartment complex directed me to!

First off, what is the best thing about this website? It is a FREE tool to use. Completely Free. Yes, Free.

Essentially, what you do is go to the website, and it allows you to link your credit cards, savings accounts, checking accounts, car loans, bank loans, house payments, etc all to your Mint.com account. These are secure connections that are read only, so Mint.com does not steal your information.

Once your information is entered, you can then track your spending (see categories that you spend the most in, and what percentage this occurs in), see your investment performance compared to the market averages and what your asset allocation levels are. Overall, a very useful tool! Give it a try.

Mint.com

How about you all? What’s the best personal finance software out there that you’ve found?

About the Author Jacob A Irwin

Hi folks! My name is Jacob. I am the owner and operator of My Personal Finance Journey. I started this blog in January of 2010 and have enjoyed the journey ever since. Since finishing up graduate school in Virginia in 2014, I have been working in biopharmaceutical development in Colorado. You can read more about me and this site here​. Please contact me if you have any questions!

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