Hello and Welcome!

My name is Jacob, a husband to a wine-blogger wife, father to two bouncy-boy toddlers, and I'm the owner/author of My Personal Finance Journey. By day, I am a scientist working in bio-pharmaceutical development. Personal finance has been my hobby since 2007 when I started teaching myself through books (that finance B.S. degree didn't teach me much!). Learning how to save, adopt a frugal mindset, and invest my own money soundly has allowed me to have a savings rate > 50%, increase my net worth by > 20 times, grow my career, and always do what I love. Check out the About Me page to learn more!

Groups I Am a Part Of

Proud Member of the Yakezie Network

Get $25 of Free Money when you open an INGDirect Checking Account


Another great promotion from INGDirect bringing us some free money on this fine Monday night.


Details – To receive the ING Direct $25 bank bonus, just open an online savings account with a minimum opening balance of $250, and you will receive the $25 cash bonus. You’ll get a very nice interest rate through your FDIC-insured Orange Savings Account, which has no fees.






To receive the $25 ING Direct online savings account bonus, you must be referred by a current customer. Please email me at jazzdog059@aol.com for a referral code. Please include your full name so that INGDirect can you send you an email with the correct link.

About the Author Jacob A Irwin

Hi folks! My name is Jacob. I am the owner and operator of My Personal Finance Journey. I started this blog in January of 2010 and have enjoyed the journey ever since. Since finishing up graduate school in Virginia in 2014, I have been working in biopharmaceutical development in Colorado. You can read more about me and this site here​. Please contact me if you have any questions!

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