Easy Like Sunday Morning Recap and Roundup – # 9 – September 23rd, 2012

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Each time, the purpose of the Easy Like Sunday Morning Recap and Roundup series is the same – for me to be able to connect with you, the readers, on a more personal (non personal finance informational transmission only) level, encourage community, and also to give back to the other bloggers around the blogosphere who have mentioned My Personal Finance Journey throughout the past few weeks or so. It’s been about a month since the last roundup, so we definitely have some catching up to do! 

As far as the theme goes, the title of the roundup gives it away. The roundup theme is named after the Lionel Richie song, Easy Like Sunday Morning (which I play once each time I put this together), to remind us of the importance of slowing down at least every once in a while to take appreciation for that which transpired over the past few days.

So, without further ado, let’s get started with this edition’s roundup!

Updates from Jacob’s Personal Finance Journey and Life 

  • As far as my life in general, the months of August and September have been full of some interesting life changes changes compared to the summer months. 
    • In graduate school, I am now officially in my 3rd year of my Chemical Engineering PhD program. 
      • For the past 3 months or so, I have been learning a new microscopy technique called Atomic Force Microscopy (AFM). Essentially, what it involves is using a very tiny micrometer length ‘tip’ that feels along the surface that you are analyzing. The image is resolved by reflecting a laser on the tip to sense the height deflection that occurs. Shown below is an example of one of the images I generated while learning the technique. Take note of the of the scale bar on the right having a maximum of 5 nm. This is 10^-9 meters! haha
      • In addition, this fall, I am serving as a Teaching Assistant for the first time in my graduate career for a Transport Processes class. So far, I’m really enjoying guiding the students through their homework each week with the various questions they have.



    • In addition, towards the end of the summer, I had my parents come in to town from Arkansas and my sister come in from North Carolina, so it was nice to enjoy some of the local cuisine, breweries, and hiking areas along with them. Shown below is one of the pictures of me cooling off in a swimming hole with my Mom. It was fun! 

  • As far as my personal finances, the months of August and September have treated me pretty well. 
    • At the beginning of August, I was able to max out my Roth IRA contributions for the 2012 tax year. 
    • Since then, I have started contributing any leftover money I have had to my Individual Self-Employed 401(k) with Vanguard. So far, I have made some good progress, with about $2,500 contributed thus far for 2012. 
    • However, from now until about the year-end, I plan to begin investing more of my excess funds in to my blog to build for future growth instead of my personal finance retirement savings. 
  • As far as my blog goes, the end of September and beginning of October will mark some VERY exciting changes for our site! Read on below to find out more:
    • For about the past year, my graduate school schedule has been sufficiently busy to only allow me to produce about one very high quality post every 1-2 weeks. Aside from that, the only other posts that I’ve run have been the occasional guest post.
    • Thus far, this set up has worked fine. I got to interact with readers through my periodic postings and learn many new things in the process. 
    • However, I’ve reached a point on this blog where I feel the desire to provide more frequent and consistent high quality to you all, the readers, instead of simply throwing a post out to the blogosphere whenever my graduate school schedule permits. 
    • As such, I want to introduce to the new complete My Personal Finance Journey Team that will begin helping me out with various things on this site going forward:
      • Becca @ The Academic Wino – Becca is my girlfriend of almost 2 years now. She runs an amazing research-based wine blog (The Academic Wino). She has been helping out for about 4 months now on submitting various posts on My Personal Finance Journey to social media bookmarking sites.
      • Cherleen – Cherleen has been a part of the My Personal Finance Journey team now for about a year. She helps me each week by commenting on various sites around Internet to let me know of good articles that arise that I may have otherwise missed. 
      • In addition, I am adding several new staff writers who will contribute articles for the site on a regular basis. These posts will be spaced out in such a way that I’ll still have plenty of time to post my regular articles. But, instead of having one to two week breaks between regular posts while I am busy in graduate school and leaving you all out to dry, you will have some great new content to read! I am really excited about this new set up, and I hope you all are too. Listed below are the new staff writers that I have hand-picked for My Personal Finance Journey. 
      • Let’s welcome all of these writers to the site! 🙂

Guest Posts from Personal Finance Bloggers on My Personal Finance Journey

Since the last roundup, there were no guest posts here at My Personal Finance Journey. Let’s change that, shall we?!

If you would like to guest post on my site, please click here to read more details about how to kick off the guest posting process. I’d love to hear from you!

Blasts From the Past

For the first 6 months after I started this blog, I pretty much “blogged in a cave.” What I mean by this is that I cranked out over 200 very good blog articles in this time period, but since I didn’t know any better, I didn’t reach out to other bloggers, get involved with the online community through commenting on other sites, or do any kind of site promotion at all. As you can imagine, some of the articles written during this time period didn’t get the attention that I think they deserved corresponding to the content contained.
The Blast from the Past section will feature one old My Personal Finance Journey article each roundup that I feel is high quality, but was published prior to my blog having any sort of real readership. This week’s article is listed below:
Return on Investment on Your College Education – In this article, I share a news listing of the higher education institutes in the US that have the highest Return on Investment. In addition, I also share how to calculate the ROI on your personal college education combined with the career you currently have. Enjoy! 

Personal Finance “Mad Props” of the Week Award

Every once in a while, when I’m reading an article or site in the personal finance blogosphere, I’ll be so impressed in hearing about what a person did or wrote about, that all I can say to myself is WOW! This section of the roundup will serve as a running “home” for recognizing outstanding achievement.

If you know of someone in the PF blogging world that is really doing amazing things, feel free to send me an email for consideration in future roundups.

Giveaways

Listed below are the giveaways I’ve come across in my journey through the personal finance blogosphere this week (along with the links so that you can head over and enter!). It’s great to see everyone giving back to their readers through these promotions.

  • My Personal Finance Journey is doing a $79.07 giveaway for a chance to win 5% of blog income and give another 5% to a charity of your choosing. Deadline to enter is September 30th, 2012.

If you’re hosting a giveaway and it’s not listed above, please send me an email to let me know, and I’ll get it included in next week’s roundup!

Blog Carnivals Featuring My Personal Finance Journey Articles

·      One Smart Dollar hosted the Festival of Frugality and included Sensible Spending and Saving for You and Your Family.

·         Master the Art of Saving hosted the Carnival of Retirement and included Individuals Stocks or Mutual Funds?.
·         A Rich Life hosted the Carnival of Passive Investing and included Should You Exchange Vanguard Mutual Fund Investor Shares for Admiral Shares (Even if the Fund is in a Taxable Account)?.
·         My Family Finances hosted the Carnival of Retirement and included Should I Add Long Term Bonds to My Investing Portfolio and Asset Allocation?
·         International Business Times hosted the Carnival of Personal Finance and included Who Manages Your Investments?
·         Money Smart Guides hosted The Round Table and included Who Manages Your Investments?
·         Aaron Hung.com hosted the Carnival of Passive Investing and included Should I Add Long Term Bonds to My Investing Portfolio and Asset Allocation?
·         Healthcare Economist hosted Cavalcade of Risk and included Saving Money on Life Insurance: Questions to Ask Before You Buy.
·         On Target Coaching hosted the Yakezie Carnival and included Financial Considerations of Getting a New Pet.
If you are hosting a carnival that includes (or included) My Personal Finance Journey and I missed listing it here (I don’t get trackbacks since I’m not on WordPress, so I have to rely on direct email and Google Alert notifications), please email me so I can include it in my roundup. Thanks!

SEVERAL POSTS I’VE ENJOYED READING SINCE THE LAST ROUNDUP

  1. Free Money Finance posted about the best cash-back credit cards.
  2. Len Penzo posted about why compound interest isn’t everyone’s best friend. 
  3. Retire by 40 posted about 3 easy ways to retire by 40.
  4. Canadian Finance Blog posted about the cost of your child’s social life. 
  5. Enemy of Debt posted about several habits of debt free people. 
  6. Barb Friedberg PF posted about Fidelity’s new retirement savings guidelines.  

Top 10 Referring Sites to My Personal Finance Journey Since the Last Roundup

  1. The Simple Dollar
  2. Free Money Finance
  3. Yakezie
  4. Len Penzo 
  5. Giveaways are Sexy
  6. Wise Bread
  7. So Over Debt     
  8. Surviving and Thriving
  9. Tight Fisted Miser
  10. Health Care Economist

Top 5 My Personal Finance Journey Commenters Since the Last Roundup

Best Reader Submitted Question Since the Last Roundup

This section will serve as a running location for any very insightful, high quality questions submitted by readers throughout the week.
The best question that I received since the last roundup came about a month ago and involved how to estimate living expenses in preparation for a move across country. I posted a “help a reader” series article regarding this topic, which can accessed by clicking the link in the previous sentence. Feel free to share your thoughts if you have experience in this area!

If you are wondering something about personal finance, please feel free to email me and ask!


My Other Sites

Currently, my only other site besides this one is The Carnival of Passive Investing, which runs monthly editions. For the upcoming September 30th edition, we have Pat from Compounding Returns as our host. If you have any passive investing posts you’ve written recently, you can submit them to be included in the carnival.
However, I have several other domain names purchased, and I am currently learning WordPress Self-Hosted to get these sites live as soon as time allows! I’ll be sure to keep you all updated on progress.
Well, that wraps up this edition of the round-up. If you have any suggestions or recommendations for things you’d like to see in this roundup, just let me know by sending me an email!
As always, thanks to all the readers for creating such a great community here at My Personal Finance Journey. Your interaction is what keeps me going on this blog!
Until next time – Jacob

How about you all? 

How is the Fall starting off for you so far?!

About the Author Jacob A Irwin

Hi folks! My name is Jacob. I am the owner and operator of My Personal Finance Journey. I started this blog in January of 2010 and have enjoyed the journey ever since. Since finishing up graduate school in Virginia in 2014, I have been working in biopharmaceutical development in Colorado. You can read more about me and this site here​. Please contact me if you have any questions!

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