Six Things To Know Before You Shop Online

The following post is by MPFJ staff writer, Travis.  Travis is a customer blogger for Care One Debt Relief Services, and also appears weekly at Enemy of Debt.  Travis candidly shares his personal journey to pay off $109,000 of credit card debt and the tips he’s learned along the way. As a father and husband he provides a unique perspective on balancing debt, finances, and family.

Online shopping is big business these days.

It’s even inspired a new phenomenon in recent years called Cyber Monday when savvy online shoppers start their holiday shopping the Monday after Thanksgiving.  I’ve done my share of online shopping, and can’t disagree with the convenience of searching, price comparing, ordering and having the item delivered to your doorstep all without leaving the comfort of your own home.

However, as my son found out recently there are things consumers need to be wary of when they shop the cybermall.

Last summer, my son saved his lawn mowing earnings and bought an entry level gaming computer.  Over the last year, he’s continued to save his money in order to upgrade his system with items such as a new monitor, headset with microphone, and upgraded graphics adapter.  All of these items he researched himself and ordered online so I didn’t think much of it when he approached me asking to order a gaming mouse.

The specially designed mouse cost $59.99 with an additional $9.99 tacked on for shipping.  Once it arrived, I could tell immediately as he started using it that he didn’t like it.  It was bigger than a standard mouse, and he found it uncomfortable.  After a weekend of using it, he was sure he wanted to send it back.  I opened up a support ticket with the manufacturer, and received authorization to send it back.  The return authorization was good for three weeks, so we decided to order a replacement mouse that he was sure would be better, ensure that he liked that one, then send the original mouse back.

We ordered the new mouse, which also cost $59.99, plus $6.98 for shipping. Thirty minutes after getting mouse #2, I knocked on his bedroom door to see how he liked it.   Seeing the mouse unplugged laying on his bed answered my question.  “I think I’ll keep the first mouse, Dad.  This one feels weird.  Plus I’ve gotten used to the first one anyway.”

The next day I shipped the second mouse back to the manufacturer.

When I returned home, my son and I had a discussion about the lessons learned from our great mouse adventure.

 

Make Sure You Know What You’re Getting

The initial complaint my son had with the first mouse was that it was too big.  The complaint about the second mouse was that it was an odd shape.  It’s reasonable to believe that he may not be able to tell 100% whether the mouse would be comfortable in his hand until he was able to physically hold it.  However, I also doubt that he looked at the dimensions or specifications of the mouse to see how truly big it was before he ordered it.  He was more enamored with the button placement, and the fancy lights on the product.   I suggested that before we order anything else online we do as much research on the product as possible to give us the best chance of being happy with the product.

 

Shipping Isn’t Always Free

Many retailers will offer free shipping when your order exceeds a certain amount. During the holiday season, free shipping is even more common.  Unfortunately, the two retailers we dealt with here made no such offers.  Because my son was not satisfied with the product he ordered, he had to pay multiple shipping charges for multiple items to be shipped to our house.

 

Beware Of Restocking Fees

Both manufacturers boasted a money back guarantee. However,  once we started down the path of returning the second mouse, we found that there was a 15% restocking fee.  That’s $9 that we just flat out lost.

 

Return Shipping Fees

In addition to the restocking fee, the shipping fee to return the product came out of our pocket.  Shipping the mouse through the United States Post Office with insurance and tracking cost $12.95.

 

First Impressions Aren’t Always Right

My son didn’t like either product right out of the box.  He didn’t give the second product a chance, but after two weeks of using the first mouse, he became used to it.  In fact, now that it’s been almost two months he actually likes it a lot and is glad that he decided to keep it.

 

Know The Return Policy

Had we known that the return shipment was our responsibility, as well as the restocking fee, we may have been more diligent in our product research before ordering anything.

Finally, I totalled up for him the extra fees that he had to pay for due to ordering two products and returning one:

  • $6.98 to ship the second mouse that we ended up returning
  • $9 restocking fee of the second mouse
  • $12.95 return shipping cost

Total: $28.93

I could see the wheels turning in his head, as we both realized that due to the fees of ordering and returning the second mouse, he ended up paying almost $100 for one he kept.

That’s an expensive rodent.

Shopping online definitely has it’s benefits.  Not only is it convenient, but products can be purchased that may not be available locally to some consumers.  But there are still pitfalls that consumers need to be aware of, or they may end up dropping their hard earned cash down a mouse hole.

How about you all? How much shopping do you do online?  Have you ever had to return something, only to find out it was going to cost a significant amount of money to do so?

Share your experiences by commenting below! 

 ***Image courtesy of marin at FreeDigitalPhotos.net

About the Author Jacob A Irwin

Hi folks! My name is Jacob. I am the owner and operator of My Personal Finance Journey. I started this blog in January of 2010 and have enjoyed the journey ever since. Since finishing up graduate school in Virginia in 2014, I have been working in biopharmaceutical development in Colorado. You can read more about me and this site here​. Please contact me if you have any questions!

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  • Great post! I think the ubiquity of free shipping is vastly overstated. Most retailers have minimum thresholds and only offer “real” free shipping during holiday events. I stopped ordering from my favorite retailer because of return shipping fees – there’s nothing worse than paying $5.95 for the pleasure of trying on clothes or shoes that didn’t work.
    Kendal @HassleFreeSaver recently posted…My Fashion Face-PalmMy Profile

  • I also used to do a lot of online shopping before, but I decided to not to do it more often because sometimes or most of the time I didn’t get what I want. When you are viewing it online, it looks very good and okay, but when I take hold of it, I was so frustrated that it didn’t meet my expectations. Those are the mistakes that I did not researching additional details and reviews about the product that I am going to buy.

    Lesson learned if you have enough time, just go to the nearest mall and buy the thing that you wanted to buy. But if you don’t have enough time, spend a lot of time researching for reviews especially of the products and things that you wanted to buy.
    Nik @ Midlife Finance recently posted…Scotland Comes To A VoteMy Profile

  • I used to do a lot of online shopping without really looking into the details you mentioned above. A lot of times I’d figured I just return it if I didn’t like it and was hit by a lot of different fees like return shipping and restocking fees. I no longer do a lot of shopping, but this is good information to keep in mind for when I do.
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