Top 20 Tricky Talks about Money to Make Your Finance College Paper Stand Out

The following is a guest post. Enjoy! 

There are few things that people find dull to talk about. One of them is money. Hence, the challenge of writing a paper for your finance class. But finance doesn’t have to be boring! Here are some topics to make your paper memorable.

Bitcoin

Since it first came on the scene in 2007, this strange “cryptocurrency” has taken the world by the storm. Here are some paper ideas to get you talking about the real issues concerning Bitcoin.

1. Students choose a Bitcoin over a degree. Seems impossible, but it’s true: a student at the University of Michigan jumped ship in the middle of his senior year to pursue Bitcoin trading full-time.
2. What college students really think of Bitcoin. Are your classmates truly buying into the cryptocurrency craze? Check out the opinions of some college students around the country here.
3. The craze for Bitcoin among young South Koreans. A dim financial future is luring young South Koreans to pursue Bitcoin in droves, explicitly against the warning of government officials, who believe that it’s a dangerous “Ponzi scheme.”
4. Future ramifications of Bitcoin for government regulation of economies. Bitcoin poses a challenge for government systems that exercise tight control of their country’s economies, as this is far more difficult (if not impossible) to do with cryptocurrency.
5. Industries which will see changes in the future because of Bitcoin. We already know that banks will have to change the way they do business if Bitcoin meets its full potential. But have you thought about…airlines? Insurance companies? Charities? All of these entities are also in a position to see huge changes.

Student Jobs That Pay Well

What’s the one thing that students all agree they don’t have enough of? Money, of course.

And the best way to get more money is to take on an extra job.

You can write a paper about financial advantages/disadvantages of students working in the following capacities.

1. Bartender. This is a popular choice for students who need extra money. Although the hourly rate is low compared with other jobs, there is the potential to earn big bucks through tips. And the hours are usually nights and weekends, which won’t interfere with your class schedule. The downside? Bartending can be stressful.
2. Dog Walker/Pet Sitter. For students who love animals, this is the perfect way to earn some good money. If you walk several dogs at once every day, you have the potential to earn big money by putting in only an hour or so of your time.
3. Tutor. Depending on your subject area or expertise, you have the potential to earn an hourly rate of $15-$50 as a tutor. You can work with elementary, high school, or younger college students.
4. Professional Cleaner. There are many options available to students who want to make extra money as a professional cleaner. You can hire yourself out privately, which allows you to charge more while assuming responsibility for finding clients and paying overhead costs. Or, you can work for a cleaning company, where your hourly rate will be lower, but they will find clients and provide supplies.
5. Freelance Writer. The ideal opportunity for those who love to write. This job has the added benefit of maximum flexibility, allowing you to choose assignments around your schedule and work from home.

Cashback Reward Programs

Students often struggle with credit card debt. But many of them don’t know that you can actually use your credit card to earn cash…instead of losing it.

Here are some topics you might find helpful.

1. How cashback reward programs work. These are incentive programs that credit card companies employ to encourage you to use their credit card more often. With some strategy, you can play their game to your advantage, and earn cashback.
2. The benefits and drawbacks of cash-back reward programs. Cashback reward programs are not for everyone. It’s important to be educated about potential pitfalls like bad credit, high annual fees, and poor spending habits.
3. Using cashback reward programs to build credit. To find a good cash-back program, you first need good credit. Write about the importance of a strong credit rating and how to get it.
4. How to choose the right cashback reward program. Not all credit cards offer the same perks. Which are the most important to you?
5. Strategies for getting the most out of your cash-back reward program. If you are sincere about reaping the full benefits of your cash-back reward credit card, some planning ahead is necessary. Learn how to do it.

Taxes

What? I have to study, pass my classes, and…file taxes too?

Many students are clueless about taxes. Help educate them on these topics.

1. How to file your income tax. As a student, do you have to file a tax return? What are the benefits? What forms do you need? Write a paper covering the basics.
2. The tax status of non-profit businesses. Traditionally, these have been tax-exempt. Should that continue, or should there be exceptions?
3. How to raise revenue over the long-term. Is there a good way for governments to save money for a rainy day without leveraging an intolerable tax burden on the public?
4. President Trump’s refusal to show his 2016 tax return. With this action, the President broke a long-standing tradition. What are the implications for future elected officials?
5. Taxation and small businesses. What are the effects of proposed tax reforms on small businesses? Is it the government’s role to ease their tax burden to facilitate growth?

As you can see, there are many great ideas to get you started! If you need more guidance, don’t be afraid to ask. With just a little nudge in the right direction, you can write a finance paper no one will forget.