There’s little debate that cable and satellite TV packages can cost a lot of money. So, when is cable or satellite TV worth dishing out the money for? Here are some thoughts...
Category Archives for Saving Money & Frugal Living
4 Ways to Help Your Kids Get Into the Habit of Saving
After I had kids (and had learned some hard lessons from my own money mistakes), I knew I wanted them to be better savers than I had been. It took time, but after a few years, I was able to instill a saver’s mindset into all four of my kids. Here’s how I did it...
4 Ways You May Be Unknowingly Sabotaging Your Financial Future
If your financial picture doesn’t quite look how you want it to, don’t worry; you can change it! Here are 4 common money mistakes that people often make without even realizing it. Are you sabotaging your financial future by making any of these?
Are You Taking Advantage of These Credit Card Perks?
Credit cards can offer great convenience. Carrying a piece of plastic is easier for most than carrying around a large sum of cash. In addition, many people strategically use their credit cards to take advantage of earning cash back or airline miles, but there are many other credit card perks / ancillary benefits that people might not know about or might not take advantage of. Here are some of my favorite:
13 Expenses to Prepare for When Buying a House
Buying a new house can be exciting, but nothing else will hit your wallet quite so hard. Not only will you have to pay a down payment, but you’ll likely also face several other overlooked home buying expenses that you might not be thinking about...
Is Your House Payment Keeping You House Poor?
You’ve probably heard the term “house poor”, but what exactly does it mean to be house poor, and how do you know if your house payment is keeping you from saving as much money as you could be?
12 Ways You Should Be Saving Money on Entertainment
If you’re on a tight budget, paying off debt, or just financially conservative, you may be hesitant to spend too much having fun. If you're in this boat, check out these free and low-cost ways to save money on entertainment.
What You Should Know About Personal Loans
The following is a guest post. Enjoy!
When you are faced with a pressing need for cash due to certain circumstances, applying for a loan can be something worth thinking about. When it comes to available types of loans, provided by lenders, a common option is a personal loan, which does not involve any collateral or security. What makes personal loans appealing to today’s credit card holders is the list of advantages it comes with. If you are not exactly aware of the upsides involved, reading and understanding the following advantages might help you reach a conclusion:
Is It Harder to Save Money Now Than 50 Years Ago?
Fifty years ago, American life was much different than it is now. In 1968, women were just starting to enter the workforce, though, for the most part, families lived off of one income—the husband's. Now, many families live off two incomes, but even with the extra income, they struggle to make ends meet and are often in debt, sometimes extensive debt. What has changed? Is it harder now to save money than it was 50 years ago?
Why Spend-Tracking is Vital to Healthy Finances
If you’re having trouble reaching your financial goals, I highly recommend taking the time to track where your money goes each month. Spend-tracking changed my family’s financial life in a big way, and it just might do the same for you...